Digital-first jewellery with a large store network on top. The console is built around online demand, try-at-home and store handover.
300+
CaratLane stores, omni-channel
120+
Cities and towns covered
₹3,000 Cr+
FY25 brand income
35
Consoles live on this brand
Open
Aiera Live
Pick the sales or support agent, place a real call, and watch the conversation and quality record.
Open
Retention and dormancy
14,50,000 quiet identities across 5 segments, with a dated call list at the end.
Open
Value model
What the pilot is worth on the network figures, with every input on the screen.
What the published figures say
Titan holds a majority stake; the brand is run as a digital-first jewellery business.
Try-at-home and store handover make the funnel measurable end to end.
Repeat rate and low ticket size drive contribution, not bridal volume.
Range and price ladder
Category
Price band
Share of mix
Everyday diamonds
₹12,000 – ₹55,000
34%
Gold and gemstone
₹15,000 – ₹70,000
26%
Solitaires
₹60,000 – ₹5 L
18%
Gifting and personalised
₹8,000 – ₹30,000
14%
Silver and demi-fine
₹3,000 – ₹12,000
8%
Price bands follow published CaratLane ranges. Mix shares are modelled from the category ladder and the store network.
Six teams, one view per head
The platform is organised the way CaratLane is run, so every head opens the console that belongs to them.
Team 01
Retail and stores
Head of retail
Team 02
Schemes and savings
Head of schemes
Team 03
Customer and loyalty
Head of customer and loyalty
Team 04
Marketing and campaigns
Chief marketing officer
Team 05
Service and exchange
Head of after sales
Team 06
Method
Chief financial officer
Platform map
Every module on the platform, the engine behind each one, and what it does on this brand.
#
Module
Engine
What it does
01
Inbound call desk
Voice
Every inbound call answered in the caller's language, coded by reason, with the outcome written back.
02
Outbound enquiry desk
Voice
Enquiries called back within the hour, with a dated next step on every record.
03
Aiera Live
Voice
The live call desk: pick an agent, place the call, watch the conversation and the quality record.
04
Appointment book
Platform
Advisor and store calendars, held slots and reminder calls before every appointment.
05
Lead scoring
Scanning
Intent read from enquiry source, category and response, so the desk calls the right record first.
06
Dormancy engine
Scanning
Continuous read of the CaratLane customer book for records that have gone quiet.
07
Reactivation ladder
Voice
A five step contact ladder with a stop rule, so no customer is called twice for the same reason.
08
Loyalty desk
Platform
Tier movement, benefit reminders and the calls that keep a member from slipping a tier.
09
Campaign runner
Generation
Scripts and messages per campaign, published to the desk with the calendar attached.
10
Messaging desk
Messaging
WhatsApp and chat where a message clears the volume more cheaply than a call.
11
Service desk
Voice
Job intake, status calls and completion confirmation across 4 job types.
12
Warranty and claims
Platform
Claim intake, evidence capture and escalation with an audit trail on every claim.
13
Store network view
Platform
Store level demand, staffing pressure and conversion, region by region.
14
Store audit
Scanning
Display, stock and process compliance scored per store, with dated actions.
15
Stock and availability
Scanning
Enquiries matched to what a store actually holds, so the desk stops promising blind.
16
Quality record
Platform
Every conversation scored on the same rubric, at issue level, never at individual level.
17
Value model
Platform
Live calculator from the network figures, with every assumption on the screen.
18
Data readiness
Platform
What is connected, what is modelled and what is needed to go live.
19
Governance
Platform
Consent, retention windows, language policy and what the system will not do.
20
Marketing studio
Generation
Five campaign images and five reels generated for CaratLane, with the beat sheet and channel on each.
21
AI product portfolio
Method
Five AI products scored on impact against effort, with the integrations each one needs.
22
Caller coaching
Platform
Six behaviours scored on every call, with next week's drill written from the lowest one.
23
Call analysis
Scanning
Every conversation transcribed, coded and scored, with the objection and the next step on the record.
24
Market sense
Scanning
Live web intelligence on CaratLane in six buckets, read off the open web with every source linked.
25
Commercial terms
Method
Flat retainer, usage as pass through and the month six review.
Aiera Live · CaratLane call desk
Two live voice agents run on this brand: a sales and enquiry agent, and a customer support agent. Both speak English with natural Hinglish switching, close within a 300 second ceiling and end with a WhatsApp or callback offer.
Agent 01
Sales and enquiry — Aditi
Calls back new enquiries, explains the range in two or three lines, and books a store or advisor appointment. Never quotes exact prices or discounts.
4d8b5fc1-66bd-4a16-ac81-7bfa914107e7
Agent 02
Customer support — Neha
Takes the issue, repeats it back to confirm, states the next step and who will do it, and escalates to a senior advisor when the store or service centre is needed.
407af0d7-6224-4138-b290-28129a675f65
Place a real call now
+91
The call is placed from the CaratLane agent on this console. Only Indian mobile numbers are accepted.
How a call is recorded
Field
Written by
Example
Reason code
Agent, from the conversation
Everyday diamonds enquiry
Outcome
Agent, at close
Appointment booked
Next step and date
Agent, at close
Store advisor call in 2 days
Language used
Transcriber
English with Hindi switching
Quality score
Quality record, issue level
Rubric score on 5 dimensions
Enquiry and lead desk
Every enquiry gets a call attempt inside the hour, a reason code, and a dated next step. Nothing sits in a spreadsheet.
4,20,000
Enquiries a year, all sources
54%
Contact rate on the ladder
12%
Contacted to purchase
₹34,000
Average ticket on this brand
Live enquiry queue
Enquiry
Source
Category
Store
Age
Next step
A. Menon
Website
Everyday diamonds
West
40 min
Appointment
R. Iyer
Store walk-in
Gold and gemstone
South
2 h
Call now
S. Bhatia
WhatsApp
Solitaires
North
6 h
Appointment
N. Das
Marketplace
Gifting and personalised
East
1 day
Call now
K. Rao
Referral
Silver and demi-fine
West
6 days
Appointment
Customer names are masked on this console. Source, category and ageing follow the live enquiry mix.
Funnel on current inputs
Stage
Volume a year
Rate
Enquiries received
4,20,000
100%
Reached on the ladder
2,26,800
54%
Converted to purchase
27,216
12% of reached
Revenue at average ticket
₹7.7 Cr a month
₹93 Cr a year
The appointment desk
An answered call is worth nothing until a slot is held. The desk holds the slot on the call, confirms it the day before, and writes the outcome back.
8,505
Appointments a month at current contact rates
72%
Honoured after a reminder call
15 min
Average time from call to held slot
Appointment types held on this brand
Type
Length
Who it is with
Reminder
Bridal consultation
90 minutes
Stylist plus store manager
Call the day before, message two hours before
Diamond viewing
45 minutes
Senior advisor
Call the day before, message two hours before
Exchange and valuation
30 minutes
Valuer
Call the day before, message two hours before
Scheme redemption
30 minutes
Scheme desk
Call the day before, message two hours before
Rules the desk follows
A slot is only offered when the calendar shows it open; the agent never promises a time it cannot hold.
Every appointment carries a named person at the store, not just a store name.
A no show is called once, the same day, and re-offered a different window.
Service and warranty desk
Job intake, status calls and completion confirmation, so the customer never has to chase the store.
Job type
Standard turnaround
Volume
Desk action
Lifetime exchange request
7 days
9,400 / month
Status call at intake, midpoint and completion
Resizing and repair
5 days
14,700 / month
Status call at intake, midpoint and completion
Return and refund
3 days
11,200 / month
Status call at intake, midpoint and completion
Certification reissue
8 days
2,800 / month
Status call at intake, midpoint and completion
38,000
Service conversations a month
71%
Handled without a store call back
2.2 days
Average time saved per job
Escalation rules
Any job past its standard turnaround is escalated to the store manager the same day.
A second complaint on the same job goes straight to a senior advisor, never back to the agent.
Warranty decisions are never communicated by the agent until the service centre has confirmed them.
Messaging desk
Not every conversation deserves a call. Where a message clears the volume more cheaply and more politely, the desk sends a message.
Reason
Channel
Why not a call
Appointment confirmation and reminder
WhatsApp
Nothing to discuss, only to confirm
Order, job or repair status update
WhatsApp
A date is easier read than heard
Lookbook and priced set
WhatsApp
The customer needs to see it
Store address, timing and directions
SMS or WhatsApp
Detail the caller will forget
Consent and opt out capture
WhatsApp
Written record required
28,000
Messages a month at current volumes
29%
Call volume moved to messaging
₹20.2 L
Contact cost avoided a year
Messaging cost avoidance is modelled at the difference between a messaging contact and a voice contact on Indian rates.
Retention and dormancy
14,50,000 identities have gone quiet on this brand. The engine reads the customer book continuously and produces a dated call list per segment.
Segment
Size
Action on the ladder
Try-at-home booked, not converted
48,000
Same-day advisor call
Cart abandoned above ₹20,000
162,000
Recovery call within 2 hours
One order, quiet for 8 months
540,000
Repeat purchase ladder
Wishlist price watch
310,000
Availability and offer alert
Store visit, no order
76,000
Store handover follow up
Segment builder
69,600
Customers back in a year
₹237 Cr
Value recovered at that rate
Segment sizes are modelled from the 300+ strong network and the published customer base. Every rate here is an editable input.
Savings and loyalty book
The instalment and loyalty base is the largest reason a CaratLane customer comes back. The desk protects it call by call.
Cohort in the book
Size
What the desk does
Active scheme or plan accounts
Modelled from the store network
Instalment reminder call 3 days before due
Missed one instalment
6% of the active book
Recovery call, two attempts, then stop
Maturity in the next 45 days
8% of the active book
Redemption appointment call
Lapsed after four instalments
162,000
Restart ladder with the balance stated
How the desk behaves on it
The agent never quotes a discount or a making charge waiver; it states the balance and books the visit.
A member who asks to stop is flagged and never called again for the same scheme.
Book sizes are modelled from the 300+ caratlane stores, omni-channel and comparable programmes. Each one is replaced with the brand's own figure in the first data session.
Loyalty desk
Tier movement is the cheapest growth on this brand: a member about to slip a tier is worth a call, and a member one purchase away from the next tier is worth two.
Tier
Entry criteria
Members
CaratLane Club
First order
3.2 mn
Club Gold
₹75,000 in 12 months
410,000
What the desk does with it
Trigger
Call
Window
One purchase away from the next tier
Benefit and upgrade call
Within 7 days
Tier expiring in 60 days
Retention call with the benefit spelled out
Two attempts
Benefit unused for 6 months
Reminder call, no offer
One attempt
Birthday or anniversary in the record
Occasion call
Three days before
Campaigns and launches
Each campaign arrives at the desk as a script, a call list and a stop rule, not as a brief.
Campaign
Window
Channel
Desk output
Try at home drive
Rolling
Voice and WhatsApp
Script, dated list, stop rule
Festive everyday edit
September to November
Messaging
Script, dated list, stop rule
Valentine gifting
February
Voice
Script, dated list, stop rule
Category focus in the current window
Category
Price band
Share of calls
Everyday diamonds
₹12,000 – ₹55,000
38%
Gold and gemstone
₹15,000 – ₹70,000
27%
Solitaires
₹60,000 – ₹5 L
17%
Gifting and personalised
₹8,000 – ₹30,000
12%
Silver and demi-fine
₹3,000 – ₹12,000
6%
Campaign names describe campaign types, not confirmed CaratLane plans. Call shares are modelled on comparable windows.
Cart, wishlist and rate trigger desk
Daily gold and diamond rate movement, plus the wedding and festival calendar per region.
Trigger
Who gets called
Window
Rate down 1.5% or more
Saved bridal and diamond enquiries
Call within 24 hours
Rate up 2% or more
Exchange and old gold enquiries
Call within 48 hours
Festival window opens
Category buyers from last year's window
Call two weeks before
Wedding date inside 90 days
Bridal enquiry with a date
Stylist appointment call
Rules on the trigger
A cart or wishlist left more than 24 hours opens one call window, never two.
A failed try at home slot is re-offered once with a different window.
A rate movement above 2% opens a call window on saved diamond enquiries.
A trigger only ever opens a call window. It never sends an offer, a price or a discount on its own.
Try at home desk
CaratLane's try at home is the strongest reason an online enquiry becomes a purchase. The desk books it, confirms it and follows it.
Service
How it runs
Who it is for
Try at home
Up to five pieces, slot booked
Serviceable pin codes
Store appointment
Selection held for the visit
Every enquiry near a store
Video consultation
Advisor on camera with the piece
Out of network pin codes
Lifetime exchange and buy back
Explained on the call, logged
Existing customers
3.6×
Conversion against a walk in enquiry
23%
Share of high value enquiries routed here
24 h
Time from enquiry to a held session
Uplift and routing shares are modelled on comparable appointment led retail. They are inputs, not claims.
Collection lookbook and stylist brief
The desk sends a short, priced set before the visit, so the appointment starts from a shortlist instead of a blank counter.
Set
What is in it
When it is sent
Bridal trousseau set
Neckpiece, earrings, bangles matched
Sent before the appointment
Everyday diamond edit
Six pieces inside one price band
Sent on WhatsApp
Gifting under a stated budget
Priced against the customer's number
Sent within the hour
Heirloom redesign brief
Old piece photographed, options drawn
After the valuation visit
What a brief carries
Field
Written by
Example
Customer's stated budget
Agent, on the call
₹40,800
Occasion or reason
Agent, on the call
Try at home drive
Category shortlist
Desk, from the range
Everyday diamonds
Store and person
Desk, from the calendar
West flagship
Sent on
Messaging desk
WhatsApp, within the hour
Marketing studio · CaratLane
Five campaign images and five reels built for CaratLane from its own range, occasions and audience. Every frame is generated on brand and carries the concept, the channel and the call to action it was written for.
10
Creatives shipped on this brand
5
Campaign images, feed and catalogue
5
Reels, 9:16 video
3
Live campaign windows to feed
Five campaign images
1200 × 750 · feed
Omni-channel everyday jewellery, a Tanishq partnership
CaratLane
Hero product still — delicate solitaire pendant and thin diamond band in an open try at home box
Single subject, no clutter. Used as the anchor frame for the a first diamond buy push and cut down for stories.
Product heroFirst jewellery buyers, 22 to 32Instagram feed · Meta paid
Book a store visit
1200 × 750 · feed
Made for a first diamond buy.
CaratLane
A first diamond buy campaign frame
Human moment around the product, shot to run through the a first diamond buy calendar in every region.
OccasionFirst jewellery buyers, 22 to 32Meta + YouTube masthead
See the collection
1200 × 750 · feed
300+ caratlane stores, omni-channel
CaratLane
Store and service frame
Retail proof for local campaigns: the room, the advisor and the process a customer walks into.
Retail experienceFirst jewellery buyers, 22 to 32Google Performance Max · local
Find your nearest store
1200 × 750 · feed
Try at home, online to store, transparent pricing
CaratLane
Craft and proof frame
Macro proof frame used wherever the claim needs evidence: process, tolerance, certification, hand work.
Craft proofFirst jewellery buyers, 22 to 32Brand film stills · PR
Read how it is made
1200 × 750 · feed
5 ranges, one ladder
CaratLane
Range and price ladder frame
Flat lay of the ladder from silver and demi-fine to everyday diamonds, used in CRM and catalogue.
RangeFirst jewellery buyers, 22 to 32Catalogue · CRM email
Browse the range
Five reels
Each reel ships as a generated 9:16 film with the beat sheet it was cut to.
720 × 1280 · 9:160:08
Omni-channel everyday jewellery, a Tanishq partnership
CaratLane
Three second hook reel
Opens on a delicate solitaire pendant and thin diamond band in an open try at home box in motion, holds one line, ends on the store CTA.
0-2s Macro push in on a delicate solitaire pendant and thin diamond band in an open try at home box
2-5s Pull back to reveal a sunlit apartment sofa with a laptop showing the catalogue
5-8s Hold on the product, CTA card
Product heroFirst jewellery buyers, 22 to 32Instagram Reels · Shorts
Book a visit
720 × 1280 · 9:160:10
The a first diamond buy film.
CaratLane
A first diamond buy story reel
One customer moment, first jewellery buyers, 22 to 32, shot handheld and cut tight.
0-3s The moment before: a first diamond buy preparation
3-7s The product enters the frame
7-10s Reaction, then the brand card
OccasionFirst jewellery buyers, 22 to 32Reels · WhatsApp status
See the collection
720 × 1280 · 9:160:10
Try at home, online to store, transparent pricing
CaratLane
How it works reel
Screen recorded and shot steps of the actual process, used to answer the top objection.
0-3s The question a customer asks
3-7s The process on camera: try at home, online to store, transparent pricing
7-10s What the customer walks away with
ExplainerFirst jewellery buyers, 22 to 32Shorts · store screens
Talk to an advisor
720 × 1280 · 9:160:08
Walk into CaratLane.
CaratLane
Store walkthrough reel
Single take walk through the store, cut to the retail and stores script.
0-2s Door opens, camera walks in
2-6s Advisor presents a delicate solitaire pendant and thin diamond band in an open try at home box
6-8s Appointment card, store name
Retail experienceFirst jewellery buyers, 22 to 32Local Reels · Maps
Find your store
720 × 1280 · 9:160:10
Why first jewellery buyers choose us.
CaratLane
Customer voice reel
Creator style piece to camera, no studio polish, subtitled for sound off viewing.
0-3s Piece to camera, one honest line
3-7s Cut to a delicate solitaire pendant and thin diamond band in an open try at home box in real use
7-10s Recommendation, brand card
Social proofFirst jewellery buyers, 22 to 32Reels · influencer whitelisting
Book a call back
Campaign windows these creatives feed
Campaign
Window
Channel
Creative used
Try at home drive
Rolling
Voice and WhatsApp
Hero product still — delicate solitaire pendant and thin diamond band in an open try at home box + Three second hook reel
Festive everyday edit
September to November
Messaging
A first diamond buy campaign frame + A first diamond buy story reel
Valentine gifting
February
Voice
Store and service frame + How it works reel
Creative concepts are written from published CaratLane range and occasion language. Visuals are generated for this console and are not shot campaign assets.
AI product portfolio · CaratLane
Five AI products designed for CaratLane specifically, each naming the bottleneck it removes, what gets built, and the one number it moves. Scored on business impact against build effort.
5
Products in the portfolio
84/100
Average impact score
5
Quick wins: high impact, low effort
5
Shippable inside 90 days
#
Product
Moves
Impact
Effort
Horizon
Stage
Payback
01
Rate-and-occasion trigger desk
Saved enquiries converted per rate window
82/100
42/100
Now
Pilot
5 weeks
02
Scheme and instalment recovery agent
Scheme accounts kept active
84/100
43/100
Now
Prototype
7 weeks
03
Enquiry-to-appointment agent
Enquiry to appointment rate
90/100
46/100
Now
Pilot
6 weeks
04
Dormancy and reactivation engine
Reactivated customers per month
80/100
31/100
Now
Pilot
8 weeks
05
Conversation intelligence for the estate
Objections resolved before escalation
83/100
35/100
Now
Prototype
10 weeks
Product 01 · Now · Pilot
Rate-and-occasion trigger desk
The bottleneck. Gold and diamond rate moves and the regional wedding calendar are the two strongest buying signals, and neither reaches the calling list on the day it moves.
What gets built. A trigger service that watches the daily rate feed and the region-wise wedding and festival calendar, then opens a call window on the exact saved enquiries that match, ranked by ticket band across 4 regions.
Who uses it. Category heads, regional retail heads, the call desk
Why it holds. Saved-enquiry history plus CaratLane wedding-date capture is the signal no aggregator holds.
Moves: Saved enquiries converted per rate window. Impact 82/100 against 42/100 build effort, payback 5 weeks.
Product 02 · Now · Prototype
Scheme and instalment recovery agent
The bottleneck. Instalment savings accounts are the largest repeat-purchase book CaratLane holds, and a missed instalment quietly becomes a lapsed account.
What gets built. A reminder and recovery agent that calls three days before a due date, states the balance and maturity without pitching, runs a two-attempt recovery ladder on a miss, and books the redemption appointment at maturity.
Who uses it. Schemes team, finance, store managers
Why it holds. A read-only balance integration with a scripted no-discount guardrail, auditable per call.
The bottleneck. Enquiries reach CaratLane faster than the floor can call them back. The ones called on day three convert at a fraction of the ones called inside the hour.
What gets built. A voice agent that calls every new enquiry within the hour in the caller's language, qualifies category and budget band without quoting a price, and writes a held slot into the advisor calendar at 300+ locations.
Who uses it. Retail and stores team, store managers, advisors
Why it holds. Trained on CaratLane range language and objection handling, with the price guardrail written into the policy layer.
Voice LLM with tool callingHinglish ASR and TTSCalendar hold APICRM write-backAiera ConverseAiera Engage
Integration
What moves across
State
CRM / lead store
Enquiry in, outcome and reason code out
Live
Store calendar
Slot held before the call ends
In build
WhatsApp Business
Confirmation and reminder on the same thread
Live
Moves: Enquiry to appointment rate. Impact 90/100 against 46/100 build effort, payback 6 weeks.
Product 04 · Now · Pilot
Dormancy and reactivation engine
The bottleneck. 14,50,000 identities in the CaratLane book have gone quiet, and the estate has no ranked reason to call any one of them today.
What gets built. A scoring engine that reads recency, category, ticket and last conversation, then publishes a dated call list per store with a five step ladder and a hard stop rule, across 5 segments.
Who uses it. Customer and loyalty team, regional heads
Why it holds. The stop rule and consent ledger mean the same customer is never worked twice for the same reason across channels.
Moves: Reactivated customers per month. Impact 80/100 against 31/100 build effort, payback 8 weeks.
Product 05 · Now · Prototype
Conversation intelligence for the estate
The bottleneck. Nobody at CaratLane can answer what customers actually asked for last week without listening to calls one by one.
What gets built. Every call and chat transcribed, coded to a reason taxonomy, and rolled up to region, store and category, with the top rising objection surfaced weekly at issue level only.
Who uses it. Marketing and campaigns team, category heads, quality
Why it holds. A reason taxonomy built for this vertical, scored at issue level and never at individual advisor level.
Moves: Objections resolved before escalation. Impact 83/100 against 35/100 build effort, payback 10 weeks.
Impact and effort are scored by the build team on the brand's own volumes, and are re-scored at the month six review.
AI product 01 of 5 · CaratLane · Now, Pilot
Rate-and-occasion trigger desk
Gold rate moves and the regional wedding calendar are the two strongest CaratLane buying signals. This desk turns each into a dated call window on the exact saved enquiries that match.
15,523
Converted in-window
82/100
Business impact score
42/100
Build effort score
5 weeks
Payback on the pilot
The bottleneck
What is broken today
Gold and diamond rate moves and the regional wedding calendar are the two strongest buying signals, and neither reaches the calling list on the day it moves.
The build
What gets built
A trigger service that watches the daily rate feed and the region-wise wedding and festival calendar, then opens a call window on the exact saved enquiries that match, ranked by ticket band across 4 regions.
How it works, end to end
Step
Stage
What happens on this brand
01
Feeds watched
City-wise gold and diamond rate read every morning; regional wedding and festival calendar held alongside it.
02
Trigger fires
A rate dip beyond the set threshold, or a wedding date entering its buying window, opens a trigger.
03
Enquiries matched
Saved enquiries and wishlists matched on Everyday diamonds band, region and date, ranked by ticket band.
04
Window opened
Call window published to the West and South desks with the script for that trigger.
05
Closed and measured
Every trigger closes with conversion, value and the reason the rest did not convert.
The value, on CaratLane numbers
Measure
Figure
How it is arrived at
Saved enquiries in the pool
7,56,000
Wishlists and part-completed enquiries held with a date
Trigger windows a month
6 to 9
Rate moves plus the regional occasion calendar
Enquiries called in a window
92,400
Only the records that match the trigger
Converted in-window
15,523
In-window conversion runs above the cold rate
Value from triggered windows
₹53 Cr
At the ₹34,000 average ticket
Moves: Saved enquiries converted per rate window. Every figure above is computed from the inputs on the value model console, so changing an input changes this table.
Quick demo: a rate dip opens a call window
Quick demo
Gold 22K drops ₹410 per gram overnight in West. 63 saved enquiries match the band.
Input the product reads
Value
Trigger
Rate dip, threshold crossed
Region
West
Band matched
₹12,000 – ₹55,000
Records matched
63 saved enquiries with a date inside 60 days
EngineWindow opened 09:20, closes 18:00. Ranked Everyday diamonds first, then Gold and gemstone.
Connect the source systems and replay 30 days of CaratLane history through the model
Build team, brand IT
Week 3-4
Pilot on 8 stores in West
Regional retail head
Week 5-8
Widen to the full region, publish the weekly reason and outcome report
Desk lead, brand owner
Week 9-12
Estate rollout with the stop rule and consent ledger enforced
Brand owner, method review
Guardrails
Rate is never quoted on the phone; the call states that terms are published in store.
Consent captured and logged in the first 15 seconds, with an immediate opt-out honoured across every channel.
A single stop rule across the estate: the same CaratLane customer is never worked twice for the same reason.
Scored at desk, region and issue level, never against a named advisor.
Recordings retained for the agreed window, then deleted; transcripts hold no card or ID data.
Impact 82/100 against 42/100 build effort. Horizon Now, current stage Pilot, payback 5 weeks. Re-scored at the month six review.
AI product 02 of 5 · CaratLane · Now, Prototype
Scheme and instalment recovery agent
The instalment savings book is the largest repeat-purchase asset CaratLane holds. This agent keeps accounts paying and books the redemption appointment at maturity.
19,575
Redemption appointments booked
84/100
Business impact score
43/100
Build effort score
7 weeks
Payback on the pilot
The bottleneck
What is broken today
Instalment savings accounts are the largest repeat-purchase book CaratLane holds, and a missed instalment quietly becomes a lapsed account.
The build
What gets built
A reminder and recovery agent that calls three days before a due date, states the balance and maturity without pitching, runs a two-attempt recovery ladder on a miss, and books the redemption appointment at maturity.
How it works, end to end
Step
Stage
What happens on this brand
01
Due dates read
Scheme ledger read nightly for instalments due in three days, missed instalments and maturities inside 30 days.
02
Reminder call
Three days before the due date the agent states the instalment, the balance and the maturity date, and nothing else.
03
Recovery ladder
On a miss: message on day 1, call on day 3, advisor call on day 7, then rest. Two attempts, hard capped.
04
Maturity handled
At maturity the agent calls to book the redemption appointment with an advisor and the category interest on record.
05
Written back
Every outcome written to the scheme record with a reason code; finance sees the recovered value daily.
The value, on CaratLane numbers
Measure
Figure
How it is arrived at
Active scheme accounts modelled
6,52,500
Modelled from the customer book and scheme mix
Instalments at risk a month
52,200
8% miss rate before recovery
Recovered by the ladder
24,012
46% of misses recovered inside two attempts
Redemption appointments booked
19,575
Maturities called and slotted
Value protected a year
₹77 Cr
Redemption tickets run above the brand average
Moves: Scheme accounts kept active. Every figure above is computed from the inputs on the value model console, so changing an input changes this table.
Quick demo: a missed instalment recovered
Quick demo
An 11-month scheme account misses its 7th instalment. Recovery ladder opens automatically.
Input the product reads
Value
Account age
6 instalments paid, 1 missed
Ledger read
Balance and maturity, read only
Ladder step
Step 2, day 3 call
Store
West
AgentNamaste, CaratLane schemes desk se. Aapke savings account ki is mahine ki instalment pending hai. Reminder ke liye call kiya hai.
CustomerHaan bhool gaya tha. Kitni hai aur maturity kab hai?
AgentBalance aur maturity date main record se bata deta hoon; payment aap store par ya app par kar sakte hain.
CustomerTheek hai, kal kar dunga.
AgentMain kal confirmation check kar lunga. Agar ho gaya to koi aur call nahi aayegi.
EnginePayment confirmed next day. Ladder closed at step 2, no further contact.
What the product wrote back
Result
Value
Attempts used
2 of 2 allowed
Account status
Active, ladder closed
Discount offered
None, by policy
Next scheduled contact
Maturity call, dated
The agent reads the ledger; it never writes to it. No scheme term or discount is negotiated on a call.
Who uses it, and why it holds
Users
Inside CaratLane
Schemes team, finance, store managers
Moat
Why it is defensible
A read-only balance integration with a scripted no-discount guardrail, auditable per call.
Connect the source systems and replay 30 days of CaratLane history through the model
Build team, brand IT
Week 3-4
Pilot on 8 stores in West
Regional retail head
Week 5-8
Widen to the full region, publish the weekly reason and outcome report
Desk lead, brand owner
Week 9-12
Estate rollout with the stop rule and consent ledger enforced
Brand owner, method review
Guardrails
Read-only access to the scheme ledger; the agent cannot alter a balance, a term or a due date.
No discount, waiver or term change is offered on a call, ever.
Consent captured and logged in the first 15 seconds, with an immediate opt-out honoured across every channel.
A single stop rule across the estate: the same CaratLane customer is never worked twice for the same reason.
Scored at desk, region and issue level, never against a named advisor.
Impact 84/100 against 43/100 build effort. Horizon Now, current stage Prototype, payback 7 weeks. Re-scored at the month six review.
AI product 03 of 5 · CaratLane · Now, Pilot
Enquiry-to-appointment agent
Every enquiry that reaches CaratLane gets a call back inside the hour, in the language the customer wrote in, and ends with a slot held in a named store's book.
₹93 Cr
Value on the appointment book
90/100
Business impact score
46/100
Build effort score
6 weeks
Payback on the pilot
The bottleneck
What is broken today
Enquiries reach CaratLane faster than the floor can call them back. The ones called on day three convert at a fraction of the ones called inside the hour.
The build
What gets built
A voice agent that calls every new enquiry within the hour in the caller's language, qualifies category and budget band without quoting a price, and writes a held slot into the advisor calendar at 300+ locations.
How it works, end to end
Step
Stage
What happens on this brand
01
Enquiry lands
Web form, WhatsApp, walk-in register or campaign response arrives with source and Everyday diamonds interest attached.
02
Scored and queued
Intent scored on source, category and response speed; Everyday diamonds and Gold and gemstone enquiries in a live campaign window jump the queue.
03
Called in the hour
Voice agent opens with consent, confirms the occasion, budget band and date, and never quotes a price.
04
Slot held
Nearest of the 300+ locations checked for advisor availability and a slot held before the call ends.
05
Written back
Outcome, reason code and dated next step written to the record; reminder scheduled for the day before.
The value, on CaratLane numbers
Measure
Figure
How it is arrived at
Enquiries a month
4,20,000
Modelled on the network, editable on the value model console
Reached inside the hour
2,26,800
54% contact rate at the pilot desk
Appointments that convert
27,216
12% of contacted, matched to store billing
Value on the appointment book
₹93 Cr
At the ₹34,000 CaratLane average ticket
Advisor hours returned a month
27,216
Callback dialling and note taking removed from the floor
Moves: Enquiry to appointment rate. Every figure above is computed from the inputs on the value model console, so changing an input changes this table.
Quick demo: an enquiry called back in the hour
Quick demo
A Everyday diamonds enquiry arrives from a West pincode at 11:04 with no budget stated.
Input the product reads
Value
Source
Website enquiry form
Interest
Everyday diamonds, ₹12,000 – ₹55,000
Region
West
Language detected
Hindi with English product words
AgentNamaste, CaratLane se baat kar rahe hain. Aapne aaj Everyday diamonds ke liye enquiry ki thi. Do minute baat kar sakte hain?
CustomerHaan, boliye.
AgentYeh kis occasion ke liye dekh rahe hain, aur date kya soch rahe hain?
CustomerBehen ki shaadi hai, agle mahine ki 14.
AgentSamajh gaya. Everyday diamonds mein ₹12,000 – ₹55,000 range hai, aur Gold and gemstone bhi dekh sakte hain. Store par pieces nikalwa kar rakhta hoon.
CustomerDiscount kitna milega?
AgentRate aur terms store par published hain, main uspar comment nahi karta. Advisor aapko poori terms dikhayenge.
AgentWest store mein kal shaam 6 baje advisor free hain. Slot hold kar doon?
CustomerHaan kar dijiye.
What the product wrote back
Result
Value
Time to first call
41 minutes from enquiry
Reason code written
Wedding purchase, Everyday diamonds
Budget band captured
₹12,000 – ₹55,000
Next step
Appointment held, West store, tomorrow 18:00
Guardrail held
No price or discount discussed
The demo shows the live agent script and the record it writes. Place a real call from the Aiera Live desk to hear it.
Who uses it, and why it holds
Users
Inside CaratLane
Retail and stores team, store managers, advisors
Moat
Why it is defensible
Trained on CaratLane range language and objection handling, with the price guardrail written into the policy layer.
Voice LLM with tool callingHinglish ASR and TTSCalendar hold APICRM write-backAiera ConverseAiera Engage
Systems it needs
Integration
What moves across
State
CRM / lead store
Enquiry in, outcome and reason code out
Live
Store calendar
Slot held before the call ends
In build
WhatsApp Business
Confirmation and reminder on the same thread
Live
Rollout on this brand
Window
Milestone
Owner
Week 1-2
Connect the source systems and replay 30 days of CaratLane history through the model
Build team, brand IT
Week 3-4
Pilot on 8 stores in West
Regional retail head
Week 5-8
Widen to the full region, publish the weekly reason and outcome report
Desk lead, brand owner
Week 9-12
Estate rollout with the stop rule and consent ledger enforced
Brand owner, method review
Guardrails
No price, discount or making-charge negotiation on the call; the agent states published terms only.
Consent captured and logged in the first 15 seconds, with an immediate opt-out honoured across every channel.
A single stop rule across the estate: the same CaratLane customer is never worked twice for the same reason.
Scored at desk, region and issue level, never against a named advisor.
Recordings retained for the agreed window, then deleted; transcripts hold no card or ID data.
Impact 90/100 against 46/100 build effort. Horizon Now, current stage Pilot, payback 6 weeks. Re-scored at the month six review.
AI product 04 of 5 · CaratLane · Now, Pilot
Dormancy and reactivation engine
14,50,000 identities in the CaratLane book have gone quiet. This engine ranks them daily and hands each store a dated call list with a reason on every name.
₹47
Cost per reactivated customer
80/100
Business impact score
31/100
Build effort score
8 weeks
Payback on the pilot
The bottleneck
What is broken today
14,50,000 identities in the CaratLane book have gone quiet, and the estate has no ranked reason to call any one of them today.
The build
What gets built
A scoring engine that reads recency, category, ticket and last conversation, then publishes a dated call list per store with a five step ladder and a hard stop rule, across 5 segments.
How it works, end to end
Step
Stage
What happens on this brand
01
Book read nightly
Recency, category, ticket band, 2 loyalty tiers and last conversation read across the whole CaratLane book.
02
Scored to a reason
Every quiet identity gets one reason: Try-at-home booked, not converted, Cart abandoned above ₹20,000 or One order, quiet for 8 months.
03
Ladder assigned
A five step ladder per reason: message, call, advisor call, store invite, close and rest.
04
Published to stores
Dated list to each store with the ranked names, capped so the desk is never handed more than it can call.
05
Stopped or converted
Stop rule fires on opt-out, purchase or ladder completion; billing matched back to the call.
The value, on CaratLane numbers
Measure
Figure
How it is arrived at
Quiet identities in scope
14,50,000
Across 5 scored segments
Reactivated a month
69,600
4.8% of the worked list, held at the pilot rate
Value reactivated
₹237 Cr
At the ₹34,000 average ticket
Cost per reactivated customer
₹47
Voice desk cost per contact, one quarter of the book worked
Contacts avoided by the stop rule
2,61,000
Duplicate work removed across call, message and store
Moves: Reactivated customers per month. Every figure above is computed from the inputs on the value model console, so changing an input changes this table.
Quick demo: today's reactivation list for one store
Quick demo
The West store opens its list at 10:00. Names are masked; the reason and the ladder step are not.
Input the product reads
Value
Store
West, 88
List size today
24 names, capped to desk capacity
Top segment
Try-at-home booked, not converted
Ladder step
Step 2, first advisor call
EngineR•••• S — last purchase 19 months ago, Everyday diamonds, CaratLane Club tier. Reason: Try-at-home booked, not converted. Score 92.
EngineRecommended open: Same-day advisor call
AdvisorNamaste, CaratLane West se. Aapne humare saath Everyday diamonds liya tha. Ek new arrival aayi hai jo aapki pehli purchase ke saath jaati hai.
CustomerAbhi plan nahi hai, teen mahine baad dekhungi.
AdvisorBilkul, main aapko teen mahine baad hi call karunga. Tab tak koi message nahi bhejenge.
EngineOutcome: deferred, 90 day rest applied. Every other channel muted for this reason.
What the product wrote back
Result
Value
Names worked
24 of 24, no sampling
Converted to appointment
3
Deferred with a dated recall
7
Rested by the stop rule
2
Value on the 3 appointments
₹1.0 L
Reactivation runs on the brand's own book. Identities are masked on this console; the live desk sees the record it is allowed to see.
Who uses it, and why it holds
Users
Inside CaratLane
Customer and loyalty team, regional heads
Moat
Why it is defensible
The stop rule and consent ledger mean the same customer is never worked twice for the same reason across channels.
Connect the source systems and replay 30 days of CaratLane history through the model
Build team, brand IT
Week 3-4
Pilot on 8 stores in West
Regional retail head
Week 5-8
Widen to the full region, publish the weekly reason and outcome report
Desk lead, brand owner
Week 9-12
Estate rollout with the stop rule and consent ledger enforced
Brand owner, method review
Guardrails
No price, discount or making-charge negotiation on the call; the agent states published terms only.
Consent captured and logged in the first 15 seconds, with an immediate opt-out honoured across every channel.
A single stop rule across the estate: the same CaratLane customer is never worked twice for the same reason.
Scored at desk, region and issue level, never against a named advisor.
Recordings retained for the agreed window, then deleted; transcripts hold no card or ID data.
Impact 80/100 against 31/100 build effort. Horizon Now, current stage Pilot, payback 8 weeks. Re-scored at the month six review.
AI product 05 of 5 · CaratLane · Now, Prototype
Conversation intelligence for the estate
Every CaratLane call and chat is transcribed, coded to a reason taxonomy and rolled up to region, store and category, so the rising objection is on the leadership pack the week it rises.
6,804
Enquiries saved by script fixes
83/100
Business impact score
35/100
Build effort score
10 weeks
Payback on the pilot
The bottleneck
What is broken today
Nobody at CaratLane can answer what customers actually asked for last week without listening to calls one by one.
The build
What gets built
Every call and chat transcribed, coded to a reason taxonomy, and rolled up to region, store and category, with the top rising objection surfaced weekly at issue level only.
How it works, end to end
Step
Stage
What happens on this brand
01
Captured
Telephony recordings and chat threads ingested with store, region and Everyday diamonds category metadata.
02
Transcribed
Streaming ASR handling Hindi, English and the code-switch between them, with product words preserved.
03
Coded
Each conversation gets a reason code, an objection cluster, a sentiment read and a next-step flag.
04
Rolled up
Region, store and category views across 4 regions, weekly and rolling four weeks.
05
Acted on
The top rising objection becomes next week's drill on the coaching console and a script change on the desk.
The value, on CaratLane numbers
Measure
Figure
How it is arrived at
Conversations coded a month
2,64,800
100% coverage, replacing manual sampling
Manual review hours removed
13,240
At 3 minutes of quality listening per sampled call
Rising objections surfaced weekly
Top 5
Ranked by week-on-week movement, at issue level
Enquiries saved by script fixes
6,804
Objection answered before it becomes a lost enquiry
Value of those saves
₹2.8 Cr
At the brand conversion rate and average ticket
Moves: Objections resolved before escalation. Every figure above is computed from the inputs on the value model console, so changing an input changes this table.
Quick demo: last week's rising objection
Quick demo
38,000 service and enquiry conversations coded across 4 regions.
Input the product reads
Value
Window
Rolling week against prior week
Coverage
100% of calls and chats
Top category
Everyday diamonds
Top region by volume
West
EngineRising objection: "Everyday diamonds availability at the nearest store" — up 34% week on week, concentrated in West.
EngineSecond: turnaround clarity on Lifetime exchange request (7 days) — customers calling twice for the same status.
EngineThird: Gold and gemstone price band confusion after the Try at home drive window opened.
ActionStock and availability console now answers the first before the advisor speaks; Lifetime exchange request status calls automated.
ActionCoaching drill this week: name the objection back before answering it.
What the product wrote back
Result
Value
Conversations coded
2,64,800
Reason codes in the taxonomy
28, written with the brand
Objections cleared before escalation
61%
Script changes shipped
3
Rollups are read at issue level only. No advisor is named or ranked in any view on this console.
Who uses it, and why it holds
Users
Inside CaratLane
Marketing and campaigns team, category heads, quality
Moat
Why it is defensible
A reason taxonomy built for this vertical, scored at issue level and never at individual advisor level.
Connect the source systems and replay 30 days of CaratLane history through the model
Build team, brand IT
Week 3-4
Pilot on 8 stores in West
Regional retail head
Week 5-8
Widen to the full region, publish the weekly reason and outcome report
Desk lead, brand owner
Week 9-12
Estate rollout with the stop rule and consent ledger enforced
Brand owner, method review
Guardrails
No price, discount or making-charge negotiation on the call; the agent states published terms only.
Consent captured and logged in the first 15 seconds, with an immediate opt-out honoured across every channel.
A single stop rule across the estate: the same CaratLane customer is never worked twice for the same reason.
Scored at desk, region and issue level, never against a named advisor.
Recordings retained for the agreed window, then deleted; transcripts hold no card or ID data.
Impact 83/100 against 35/100 build effort. Horizon Now, current stage Prototype, payback 10 weeks. Re-scored at the month six review.
Store network
300+ CaratLane stores, omni-channel, read region by region, with demand and staffing pressure next to each other.
Region
Points of sale
Share of network
Desk load
West
88
29%
10,150 enquiries a month
South
96
32%
11,200 enquiries a month
North
72
24%
8,400 enquiries a month
East
44
15%
5,250 enquiries a month
Store level signals the desk acts on
Enquiry volume above what the store roster can answer, two weeks running.
Appointments booked but not honoured, by store and by advisor.
Requests for stock the store does not hold, so transfer replaces a lost sale.
Stock and availability
The desk stops promising blind. Before an appointment is offered, the enquiry is matched against what the store actually holds.
Category
Held at the enquiry store
Available in the region
Desk action
Everyday diamonds
69% of the plan
84% of the plan
Book at this store
Gold and gemstone
58% of the plan
71% of the plan
Offer transfer or another store
Solitaires
86% of the plan
97% of the plan
Book at this store
Gifting and personalised
75% of the plan
84% of the plan
Book at this store
Silver and demi-fine
64% of the plan
86% of the plan
Offer transfer or another store
What happens when the piece is not there
The desk names a second store in the same city before it names a date.
A transfer is raised with a dated arrival, and the customer is called when it lands.
A repeated gap in the same category at the same store is written into the store audit.
Availability percentages are modelled against the category plan. They are replaced by the live stock feed at go live.
Store audit
Display, stock and process compliance scored on the same rubric everywhere, with a dated action against every gap.
Region
Stores audited
Average score
Open actions
Oldest open
West
44 of 88
83 / 100
12
16 days
South
48 of 96
81 / 100
15
21 days
North
36 of 72
79 / 100
12
8 days
East
22 of 44
77 / 100
8
13 days
Rubric
Dimension
Weight
Checked by
Window and display compliance
25%
Photo audit, scored
Stock availability against the plan
25%
Stock read
Advisor process and greeting
20%
Mystery call
Appointment and follow up discipline
20%
Desk record
Housekeeping and safety
10%
Checklist
One audit cycle covers 50% of the points of sale in a quarter, so every point is seen twice a year or better. Scores, actions and ageing are modelled on audit cycles of comparable networks.
Conversation intelligence
Every conversation is transcribed, coded and counted, so the brand learns what customers are actually asking, not what the desk remembers.
What the conversation was about
Share
What the desk does with it
Price, making charge and rate questions
31%
Agent states the band and books the visit
Design and availability at a specific store
24%
Stock read, then transfer offered
Scheme instalment and maturity
18%
Balance stated, appointment booked
Exchange and buy back
15%
Valuation appointment
Service, resizing and certificate
12%
Job raised with a dated turnaround
What comes out of it every week
Output
Goes to
Cadence
Top ten reasons customers called
Head of retail
Weekly
Requests for stock the store did not hold
Head of retail
Weekly
Questions the script answered badly
Chief marketing officer
Weekly
Objections before a lost enquiry
Head of customer and loyalty
Fortnightly
Store level process gaps heard on calls
Head of after sales
Monthly, into the audit
Coding is at issue level. No individual customer and no individual advisor is profiled or ranked.
Call analysis
Every CaratLane conversation is transcribed, coded and scored: what the caller wanted, what stopped them, what was promised and what happened next. This is the record the desk, the campaign team and the store network all argue from.
2,64,800
Calls analysed a month
38%
Positive sentiment on close
81 / 100
Average quality score
5.1m
Average call length
A day off the desk, identities masked
Call
Caller region
What it was about
Language
Length
Sentiment
Score
Outcome
C-5622
Bengaluru · West
Price, making charge and rate questions
English
6m 22s
Neutral
84
Not now
C-5659
Mumbai · South
Gold and gemstone enquiry
Hinglish
2m 33s
Positive
89
Message sent
C-5696
Delhi · North
Scheme instalment and maturity
Hindi
4m 44s
Negative
70
Closed
C-4833
Hyderabad · East
Gifting and personalised enquiry
Tamil
6m 55s
Neutral
80
Not now
C-4870
Chennai · West
Service, resizing and certificate
Telugu
2m 06s
Positive
85
Closed
C-4907
Pune · South
Everyday diamonds enquiry
Kannada
4m 17s
Negative
64
Not now
C-4944
Kolkata · North
Design and availability at a specific store
Marathi
6m 28s
Neutral
95
Message sent
C-4981
Ahmedabad · East
Solitaires enquiry
Bengali
2m 39s
Positive
81
Closed
What stopped the call, and what the desk did next
Objection heard
How often
What the desk says now
Next step written
Price against a competitor quote
20% of calls
Named back, answered from the record, then a dated visit offered
WhatsApp with the range sent, callback in 48 hours
Wants a discount the desk cannot give
21% of calls
Answered from the published everyday diamonds range, never with a discount
Appointment held, reminder call scheduled
Not ready, date not fixed
22% of calls
Named back, answered from the record, then a dated visit offered
WhatsApp with the range sent, callback in 48 hours
Store is too far
6% of calls
Answered from the published everyday diamonds range, never with a discount
Appointment held, reminder call scheduled
Waiting for the rate to move
7% of calls
Named back, answered from the record, then a dated visit offered
WhatsApp with the range sent, callback in 48 hours
Wants to see the piece first
8% of calls
Answered from the published everyday diamonds range, never with a discount
Appointment held, reminder call scheduled
What the transcript is mined for
Field pulled from the call
How it is used
Goes to
Reason code and category asked for
Feeds the enquiry desk and the stock view
Head of retail
Budget band the caller stated
Sets the range the advisor prepares
Head of retail
Occasion and date
Sets the ladder and the reminder call
Head of customer and loyalty
Objection and competitor named
Feeds the drill and the campaign message
Chief marketing officer
Promise made on the call
Checked against the job or appointment record
Head of after sales
Consent and language preference
Written to the record for every future contact
Chief financial officer
Transcript volumes and scores are modelled on the current script until the brand's own telephony is connected. Caller identity is masked in every screen and every export.
Caller coaching
Every call the CaratLane desk makes is scored on the same six behaviours, and the lowest scoring behaviour becomes next week's drill. Coaching is written at desk, region and issue level, never against a named individual.
2,64,800
Calls in scope for coaching a month
71 / 100
Desk coaching score, rolling four weeks
100%
Calls reviewed, no sampling
6
Drills shipped to the floor last month
The six behaviours, and where the desk stands
Behaviour
Adherence
What a pass sounds like
Opening and consent
93%
Brand named, purpose stated, consent captured in the first 15 seconds
Discovery depth
58%
Occasion, budget band and date asked before anything is recommended
Objection handling
58%
Objection named back, answered from the record, not from opinion
Proof used
61%
Certification, warranty or exchange terms quoted from the published range
Next step booked
75%
A dated next step with a named store or advisor
Write back
80%
Reason code and outcome on the record before the call ends
Lowest adherence right now is discovery depth at 58%. That is the drill below.
Region scorecards
Region
Stores
Calls a month
Coaching score
Coach on
West
88
76,792
86 / 100
Discovery depth
South
96
84,736
79 / 100
Write back
North
72
63,552
92 / 100
Write back
East
44
39,720
85 / 100
Opening and consent
This week's drills, written from lost conversations
Drill
Built from
What changes on the call
Owner
Discovery depth drill
81 calls where the enquiry was lost after this step
Occasion, budget band and date asked before anything is recommended
Head of retail
Everyday diamonds objection drill
Objections heard before a lost everyday diamonds enquiry
Objection is named back and answered from the published range, then a visit is offered
Head of customer and loyalty
Savings and loyalty book drill
Calls where the balance or benefit was stated wrongly
The balance is read from the record and the visit is booked in the same call
Head of schemes
Service promise drill
Lifetime exchange request calls where a date was promised before the centre confirmed it
No completion date is stated until the job record carries one
Head of after sales
How a drill reaches the floor
Monday: the week's calls are scored and the lowest behaviour is picked by number, not by opinion.
Tuesday: three good calls and three weak calls on that behaviour are clipped, with identities masked.
Wednesday: the script line is rewritten and pushed to both the human desk and the voice agent.
Friday: the same behaviour is re-scored and the movement is reported to Head of retail.
Scores are modelled on the current script and comparable Indian voice desks until the brand's own recordings are connected. No individual advisor is ranked, scored or named in any output.
Quality record
Every conversation is scored on the same five dimensions, at issue and store level, so quality is a number the brand can argue with.
Dimension
Weight
What a pass looks like
Identification and consent
20%
Brand named, purpose stated, consent captured
Accuracy of what was said
25%
No price, discount or warranty claim outside the record
Language and courtesy
15%
Caller's language matched, no talking over
Next step captured
25%
A dated next step with a named owner
Write back
15%
Reason code and outcome on the record
91 / 100
Current rubric score
100%
Conversations scored, not a sample
6
Script fixes shipped last month
Market sense · web intelligence
Six buckets, read off the open web for CaratLane: competitor moves, category demand, the brand's own online reputation, the price and offer message in market, retail expansion, and the social conversation. Each bucket opens with the analysis — how the brand is actually doing on that front and what to do next — and the sources it was written from sit underneath it as the evidence.
300+
CaratLane stores, omni-channel
₹3,000 Cr+
FY25 brand income
5
Named competitors tracked
60
Sources across six buckets
Who is tracked against CaratLane
BluestoneMelorraGIVACandereMia by Tanishq
Category read as: online jewellery omnichannel India. Reputation read from trustpilot.com, consumercomplaints.in, mouthshut.com and open consumer forums.
The read
CaratLane maintains steady revenue growth and overseas retail traction, but aggressive competitor footprints and recurring fulfillment bottlenecks threaten its domestic lead.
CaratLane shows solid omni-channel footing backed by international expansion in the US and strong digital storytelling campaigns. However, direct competitors like BlueStone and GIVA are undertaking aggressive store expansions and heavy discounting, putting share pressure on core domestic categories. Simultaneously, persistent consumer dissatisfaction around delivery delays and refund processing presents an urgent operational risk that leadership must address.
Written off 60 sources for CaratLane. Every claim is backed by the linked sources under each bucket.
Bucket 01
Competitor moves
What have the named competitors done in the last weeks that the desk should know?
Competitors are accelerating physical rollouts and setting aggressive revenue targets
BlueStone is targeting ₹12,000 Cr in annual revenue while planning to double its store network and retail workforce by fiscal 2030. Concurrently, GIVA is scaling aggressively toward 340 stores by March 2026 and up to 1,000 stores by 2028, leveraging both silver and lab-grown segments. These rapid network additions directly target CaratLane's core light-jewellery market share.
BlueStone targeting ₹12,000 Cr revenue and doubling its retail store network and workforce by FY30
GIVA expanding footprint from 300 stores to 340 by March 2026, eyeing 800 to 1,000 stores by 2028
Customer commentary comparing diamond quality and pricing between CaratLane and BlueStone
What to do next: Track BlueStone's expansion pace and watch GIVA's encroachment into mall locations.
If consider on the basis of pricing caratlane is winner but on basis of return exchange or buy back policy bluestone is winner. Both are well ...
instagram.com
Low
Bucket 02
Industry and category demand
Which way is the category itself moving, in volume and in value?
Macro demand shifts toward lightweight and online segments amid high gold prices
High gold prices and elevated Indian import duties are dampening appetite for heavy traditional gold, accelerating customer migration toward lightweight and diamond jewellery. The broader Indian fine jewellery market is projected to reach $151.37 Billion by 2034, with online jewellery expanding rapidly at an 18.7% CAGR through 2030. Omni-channel players stand best positioned to capture this demand shift as consumers prioritize design and affordability.
India jewellery market forecast to grow from $95.10 Billion in 2025 to $151.37 Billion by 2034 at a 5.30% CAGR
Online jewelry segment projected to expand at an 18.7% CAGR from 2026 to 2030
Elevated gold prices and 15% import duty pressuring traditional heavyweight jewellery demand
What to do next: Monitor whether lightweight gold and everyday diamond categories continue to outpace traditional bridal volume.
# India Fine Jewelry Market Research Report: Trends & Forecast (2026-2032)
## By Product Type (Rings, Necklaces, Chains, Earrings, Bangles & Bracelets, Others), By Material Type (Gold, Platinum, Silver, Gemstone, Others), By Manufacturing Type (In House, Out ... sourced), By Manufacturing Process Type (Handmade, Ma
# India Lab Grown Diamond Jewelry Market
India lab grown diamond jewelry sales will expand through 2036, with rings accounting for 36.2% of application demand. CVD holds 58.7% of growth technique demand, faceted stones represent 64.1% share and the 1.00 carat group holds 29.4% share. The market is valued at USD 453.7 m
In 2026, the global online jewelry market is projected to be worth around $85.7 billion, up from about $76.2 billion in 2025. It reflects rising ...
icecartel.com
Low
Bucket 03
Brand online reputation
What are customers saying about the brand in public, and what is the recurring complaint?
Post-purchase delivery and refund friction continue to undermine brand trust
Public feedback across MouthShut, Trustpilot, and social channels displays recurring frustration centered on extended shipping delays, unresponsive customer support, and delayed refund cycles. While overall review aggregations sit between 3.5 and 4.2 stars, persistent fulfillment grievances create churn risk among repeat buyers. Without streamlined logistics and customer resolutions, acquisition spend will be wasted.
MouthShut rating at 3.5 across 35,646 reviews with repeated complaints of delayed deliveries
Trustpilot ratings averaging 4.2 across 12,632 reviews noting unhelpful support and dispatch delays
Social and forum escalations regarding defective items and difficulty processing prompt refunds
What to do next: Audit last-mile logistics SLAs and standardize automated refund processing to stem customer complaints.
Rating 3.5(35,646)Worst experience by Caratlane service. Carat lane has not deliver our product since AprilNoone is helping there noone is listening to complaints They have ...
Rating 4.2(12,632)some customers also noted serious issues regarding lengthy delivery delays and unhelpful responses from support teams. People often experienced long waiting ...
Rating 3.5(35,646)Most common complaint was delay in delivery. But I received my product 5 days prior to expected date of delivery. They provide very good system
You can contact our customer support team. 100% refund for returns within 15 days on all designs except personalized, engraved or gold coins. Returns, ...
Having gotten no support for delayed delivery cancel order. After confirming refund method on phone I am not getting the immediate refund promised+ no written ...
Rating 4.2(12,632)Consumers expressed deep disappointment over unresolved order problems, poor online service, and a total lack of proper communication channels.
Rating 4.2(12,632)Some people were dissatisfied with the delivery service, noting frequent rescheduling, extended waiting times, and great difficulty in receiving their valuable
I ordered a necklace Cartlane online and trusted the service to begin with because it is a TATA product. It was a very smooth experience.
ca.trustpilot.com
Medium
Bucket 04
Pricing and offers in market
What price and offer message is live in the market right now?
Deep discount campaigns dominate category sales as margins face scrutiny
The market is leaning heavily on aggressive promotions, with CaratLane running flat 30% discounts on diamond prices alongside monthly savings scheme incentives. Competitors are pushing even steeper price-offs, including GIVA's GOAT sale featuring up to 60% discounts. Customers are also scrutinizing exchange terms, specifically how upfront making-charge discounts impact future buyback values.
CaratLane promoting flat 30% off diamond prices alongside its structured gold savings scheme
GIVA launching its GOAT Sale offering up to 60% off across products
Consumer pushback online regarding making charge deductions during exchange and resale
What to do next: Review margin elasticity against competitor discounts while clarifying exchange and buyback terms.
Company will offer a discount equal to the amount of one month plan payment .In … 2026 $50 February 01, 2026 $50 March 01, = 9 Months $450. Available for ...
15-day returnsCaratLane Offer: Enjoy A Flat 30% Off On Diamond Prices. Explore Top CaratLane Deals For A Limited Time. Shop Now And Save On Trending Diamond Jewellery.
Join our Loyalty Program and get Rewards every time you shop! Get 4 points back on every $100 spent. you can redeem up to 20% of the value of your purchase … ...
Find smart ways to use the new year offer and get more value at CaratLane. Learn savings tips for gold and diamond buys. Shop now.
caratlane.com
Low
Bucket 05
Retail network and expansion
Where is retail space being added, by the brand and around it?
Domestic additions shift to measured pacing alongside strategic US entries
CaratLane has reached almost 369 stores and plans a measured addition of around 40 locations in FY27 rather than rapid domestic hyper-expansion. Internationally, the brand is actively expanding in the United States, adding a 1,200-square-foot Frisco, Dallas store following its New Jersey debut to tap the Indian diaspora. This disciplined expansion balances capital efficiency with overseas brand building.
CaratLane operates nearly 369 stores with plans to add 40 stores in FY27
Second US boutique launched in Frisco, Dallas following the initial New Jersey opening
Competitors GIVA and BlueStone pacing store additions significantly faster in domestic Tier 1 and Tier 2 cities
What to do next: Measure unit economics and revenue contribution of the US store footprint versus domestic retail additions.
CaratLane has launched its second US store in Frisco, Dallas, Texas, expanding CaratLane USA locations and making it easier to find a CaratLane store near me.
CaratLane expands globally with its first store in New Jersey, bringing elegant everyday jewelry while staying true to Indian heritage and craftsmanship.
CaratLane New Jersey, located in Iselin near Edison, is your trusted Indian gold and diamond jewelry store in NJ. Founded in 2008 and part of the Tata Group, ...
The company has expanded its retail footprint from 57 stores to more than 75 in about two months, opening 14 outlets within nearly 40 days.
indianretailer.com
Low
Bucket 06
Digital and social conversation
What is the brand's conversation on social, creator and video platforms?
Creator partnerships and interactive content drive engagement and conversion
CaratLane continues to deploy a content-led marketing engine using Instagram Reels, influencer curated picks, and WhatsApp commerce to reach buyers. Narrative campaigns, including its proposal film series and the Postcards initiative embedding digital messages into rings, have established strong emotional engagement. Integrating AI tools and creator outreach helps the brand stay relevant with younger demographics.
Rollout of proposal campaign series phase two and engagement via the Postcards campaign
Heavy utilization of Instagram Reels, creator outreach, and WhatsApp channels to drive marketing reach
Active influencer curation pages promoting seasonal styles and gifting picks
What to do next: Track creator campaign conversion efficiency through to omni-channel trial and store visits.
Discover the latest trends in jewelry handpicked by top influencers. Shop trending styles, bestsellers, and must-have designs at CaratLane Influencer Picks.
Caratlane by Tanishq has rolled out a campaign #WearYourWins, featuring internet personality Nancy Tyagi to urge women to celebrate every ...
manifest-media.in
Low
How each bucket is built
#
Bucket
The question it answers
What it reads
01
Competitor moves
What have the named competitors done in the last weeks that the desk should know?
Launches, store openings, campaigns, price led offers, funding and leadership news.
02
Industry and category demand
Which way is the category itself moving, in volume and in value?
Category growth, input costs, festive and season demand, regulation and duty.
03
Brand online reputation
What are customers saying about the brand in public, and what is the recurring complaint?
Reviews, complaint boards, consumer forums, service and delivery grievances.
04
Pricing and offers in market
What price and offer message is live in the market right now?
Discount events, exchange schemes, making charge and bank offers, marketplace pricing.
05
Retail network and expansion
Where is retail space being added, by the brand and around it?
New stores, city entries, franchise news, mall and high street expansion.
06
Digital and social conversation
What is the brand's conversation on social, creator and video platforms?
Creator collaborations, campaign reception, trending formats, share of voice.
Results are ranked by how sharply they read against the brand, so complaints and competitive moves surface first. Severity is a keyword read on the headline and summary, not a judgement.
Value model
Move any input. Everything recalculates. Every figure starts from the published CaratLane network and is editable.
Inputs
Modelled outcome, a year
₹93 Cr
From enquiries answered and converted
₹237 Cr
From dormant customers brought back
₹1.9 Cr
Service handling cost avoided
₹331 Cr
Total modelled value, before any fee
Service saving is modelled at ₹42 of handling cost avoided per conversation the desk closes without a store call back.
Data readiness
What is connected on day one, what is modelled today, and what CaratLane needs to hand over for the pilot to go live.
Input
Status
Note
Store network and locations
Published
300+ CaratLane stores, omni-channel
Category and price ladder
Published
From the brand range
Enquiry volume and source mix
Modelled
From comparable networks of similar store count
Customer book and dormancy
Modelled
Replaced in one session with the brand team
Service job volume and turnaround
Modelled
From service desk throughput benchmarks
Loyalty tier membership
Modelled
Tier structure as published
Consent and contactability flags
Needed
Required before the first outbound call
What is needed to go live
A contactable customer extract with consent flags, in any format.
Store and advisor calendars, or a single sheet per region to start.
One session with the CaratLane team to replace every modelled volume with the brand's own.
Required inputs
What the CaratLane team hands over, in whatever format it already exists, for the pilot to run on the brand's own numbers.
Input
Owner
Format that is enough
Needed by
Contactable customer extract with consent flags
Head of customer and loyalty
CSV or a database view
Before the first outbound call
Enquiry feed from website, store and marketplace
Chief marketing officer
Webhook or a daily file
Week 1
Store and advisor calendars
Head of retail
One sheet per region to start
Week 1
Category and price ladder in force
Head of retail
The current range sheet
Week 1
Savings and loyalty book
Head of schemes
Account level extract
Week 2
Service and job records
Head of after sales
Export from the service system
Week 2
Telephony numbers and caller ID
Head of retail
Numbers plus provider access
Before go live
Nothing here blocks the console. Every input replaces a modelled figure already on the screen.
Method and limits
How the pilot runs on CaratLane, week by week, and what the system will not do.
Week
What happens
What the brand sees
Week 1
Data session, scripts drafted, numbers provisioned
Console on the brand's own figures
Week 2
Both agents live on a small call list
First conversations and quality scores
Weeks 3 to 6
Ladders switched on segment by segment
Weekly reason codes and outcomes
Weeks 7 to 12
Appointments, service and the trigger desk added
Value model against actuals
Month 6
Review against the model
Keep, widen or stop, in writing
What this system will not do
It will not quote a price, a discount or a making charge outside the published range.
It will not claim a warranty outcome before the service centre has confirmed it.
It will not call a customer who has declined or opted out, for any reason.
It will not score, rank or profile an individual customer or an individual advisor.
It will not pretend to be human when asked directly.
Commercial terms
One flat retainer for the platform and the desk, usage billed as pass through at cost, and a review at month six.
Scope
What it covers
Commercial
Pilot, one brand
CaratLane consoles, both voice agents, the desk and the quality record
Flat monthly retainer
Group scope
Every Titan brand on the same platform and identity spine
Retainer per brand, tapering
Usage
Telephony, transcription and model usage
Pass through at cost, itemised
Carried free until month six
Console build, script work, audit rubric and reporting
No charge
Governance
No individual customer is scored, profiled or ranked. Quality sits at store and issue level only.
Consent and do-not-call flags are respected on every attempt, with a stop rule per segment.
Every conversation is retained for a stated window and is available to the brand team in full.